More Than Enough Investors
You have worked hard. You have accumulated. Eventually the question goes from “How do I build this?” to “What do I actually want to do with it?” That shift, from building wealth to directing it with intention, happens when you realize you finally have more than enough. It’s also a time where good guidance is of the utmost importance.
Our Approach
Many families, executives, professionals, and business owners in Minneapolis and the Twin Cities arrive at a point where they have more than enough. They may already be making gifts to family or giving charitably, and certainly they are living well… but they wonder if their wealth can do more.
Questions they often ask:
- What impact do I want to have? What impact can my wealth have?
- What kind of legacy do I want to leave?
- Are there ways to have more impact now while I can witness the difference it makes?
At Laurel Wealth Planning, we work with clients who are ready to explore those questions with a trusted advisor. Our role is to help you see the full landscape of possibilities that move you, understand the financial and tax implications of each path, and build a strategy that reflects what matters most to you.
Leaving Wealth to Your Family
For many clients at this stage, family remains a central priority. The question is not whether to support the people you love, but how.
You may be wondering:
- Should I give now while I can enjoy seeing my family use the money?
- How much should transfer through a carefully structured estate?
- What is the most thoughtful and tax-aware way to support my children or grandchildren while honoring the values I have worked to build?
We help you think through the options and their real-world implications so that your decisions land with meaning and care, and not unintentional confusion or consequences.
Philanthropic Planning and Charitable Giving
Charitable giving at this level is not simply a matter of writing a check. The form of your gift, the timing, the vehicle, and the structure all carry considerable tax and financial implications. Donor-advised funds, charitable remainder trusts, private foundations, direct gifts, and planned bequests each work differently and serve different goals.
We work alongside you and your other financial partners to structure giving that reflects your values and creates real impact, while keeping your broader financial picture in balance. For clients whose primary focus is philanthropy rather than family transfer, this kind of integrated planning is especially important.
Investing With Purpose
Not every form of consequential wealth direction involves how we leave a bequest or how we give. Some clients want to direct capital toward businesses and ideas they believe in, whether that means ESG-aligned investment strategies, supporting women-owned or minority-owned enterprises, or making other deliberate choices about where their money goes and what it supports.
We help you pursue those goals within a disciplined investment framework, so your values and your financial strategy work together rather than in tension.
Creating Space for What’s Next
For some clients, the most meaningful use of financial flexibility is deeply personal. It might look like extended travel, a season spent living abroad, a significant life experience, or simply the freedom to step back and explore what comes next. When your financial picture is solid and your wealth is well-directed, that kind of freedom is within reach and worth planning for.
We help you see what is available to you and chart a path toward it with clarity.
A Client’s Perspective
on Generational Planning
They navigated me through my limited knowledge of financial planning and investing. They were patient and kind, as well as thoroughly professional. As the years have gone by, I have learned so much and am grateful for their diligence in managing my portfolio. They listen carefully to what your goals are and tailor their knowledge to your needs.
My funds weathered a divorce, the 2008 recession, and COVID due to the guidance and expertise of Laurel Wealth Planning. I am confident that I can retire comfortably.
Mallory Kretman has gone above and beyond in her efforts to help me gain financial security. She is at the ready with answers to any questions and is reliably prompt in helping to resolve any issues. I have grown to trust her instincts and knowledge implicitly.
As the years have passed and I have witnessed other firms’ failures to manage their clients, I am so grateful for having such a top-notch team guiding my financial future.
Beth M.
The above testimonial contains statements and opinions from actual clients of Laurel Wealth Planning. Individuals were not compensated to discuss their experiences or have them shared on this website. Each client’s experience will differ and highlighted clients’ experiences may not be indicative of the experiences of other current or future clients. All investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.
Start Building More Than Enough Investors
If you have accumulated more than enough and are ready to think seriously about what your wealth can do, and want guidance that goes beyond attractive investment returns, we would welcome a conversation.
Why Choose Laurel Wealth Planning?
Wealth management is about aligning your financial choices with your desired life. By integrating investment, tax, estate, and financial planning, we simplify your finances, offering clarity and confidence. Our high professional-to-client ratio ensures personalized care and strong relationships.