| DEFINITIONS
(1) U.S. stocks are measured by the S&P 500 index. This is an index of the 500 largest stocks in the U.S. It is subject to substantial price fluctuation.
(2) U.S. bonds are represented by the SPDR Portfolio Aggregate Bond ETF which seeks to provide investment results before fees and expenses that correspond to the performance of the Bloomberg U.S. Aggregate Bond Index. Bonds are subject to both interest rate and quality risks.
(3) International Stocks are represented by the iShares MSCI EAFE ETF, which seeks to track the investment results, before fees and expenses, of an index composed of large- and mid-capitalization developed market equities, excluding the U.S. and Canada. measured by the MSCI EAFE. It includes a broad range of companies in Europe, Australia, Asia, and the Far East. International stocks are subject to company, currency, and price risks.
(4) As suitable, we purchased an S&P 500 index ETF which seeks to provide investment results before fees and expenses that correspond to the performance of the S&P 500. This investment is subject to substantial price fluctuation.
Data from yahoofinance.com |
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IMPORTANT NOTICE AND DISCLOSURE
The foregoing content reflects the opinions of Laurel Wealth Planning LLC and is subject to change at any time without notice. Content provided herein has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of any description of securities, markets, or developments mentioned. The content is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions, or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. LWP is a wealth management firm and does not practice law or accountancy.
Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
As a precautionary measure, we cannot rely on e-mail requests to authorize, direct, or affect the purchase or sale of any security, wire transfer, or to affect any other transactions. Such requests, orders, or other instructions sent via email should be confirmed verbally, or by written instructions faxed to 952-854-6250 prior to their anticipated execution. We are unable to ensure that email sent to you from us, or sent from you to us, will be received. Please contact us at 952-854-6250 if there is any change in your financial situation, needs, goals, or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend that you compare any account reports from Laurel Wealth Planning LLC with the account statements from your custodian. Please notify us if you do not receive statements from your custodian on at least a quarterly basis. Our current disclosure brochures, From ADV Part 2 and Form ADV Part 3, are available upon request and on our website, www.laurelwealthplanning.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis. |
